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Matthieu Remy

Matthieu Remy

18 Sep 2019
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What are the disadvantages of an NIHDI contract?

It is not possible to recover the capital invested in a NIHDI contract before retirement age: your money is therefore blocked for the long term. With one exception: you may recover part of your invested capital to finance a real estate project. Besides, an NIHDI contract can only be invested in Class 21 products with guaranteed returns and hence low returns. It is not allowed to invest in higher return Class 23 products. Finally, it is highly taxed at retirement (around 22% of accumulated capital).

Last updated on 18/09/2019

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Easyvest is a brand of Easyvest NV/SA (No. 0631.809.696), authorized and regulated by the Belgian Authority for Financial Services and Markets (FSMA) as a portfolio management company and as a broker in insurances, with registered office at Rue de Praetere 2/4, 1000 Brussels, Belgium. Easyvest Pension Fund (abbreviated to Easyvest OFP) is a professional pension organisation approved by the FSMA (No. 1011.041.490) and domiciled at the same address. Copyright 2024 EASYVEST NV/SA. Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in loss.