Camille Van Vyve
01 Oct 2025
Buy time with Easyvest
In the world of investing, there's a fundamental truth that few investors fully grasp: time is your most valuable ally. Moreover, the time you save through an optimized investment strategy can literally transform your financial life. At Easyvest, we've made this philosophy our credo: to help you buy time while maximizing your returns. After all, time is money – and we’re about to show you why this saying has never been more relevant in modern wealth management.
With Easyvest, buy yourself time
Compound interest: your financial time machine
Compound interest is one of the most powerful forces in the financial universe. Albert Einstein even called it the "eighth wonder of the world." Unlike simple interest, compound interest allows your capital to grow exponentially because the returns generated are reinvested to produce new returns. The principle is simple: each year, you earn interest not only on your initial capital but also on all previously accumulated interest. This compounding creates a snowball effect that amplifies over time, turning modest sums into real wealth in the long term.
25 years vs 35 years: the cost of lost time
Let's look at a concrete example that perfectly illustrates the power of time in passive investing:
Scenario A: Paul starts investing 5.000€ per year at age 25 until age 65 (40 years of investing) with an annual return of 7%
- Capital invested: 200.000€
- Final capital: 1.099.843€
Scenario B: Marie follows the same strategy but with a return of 2% per year
- Capital invested: 200.000€
- Final capital: 305.412€
Scenario C: Peter starts at age 35 with the same return of 7% (30 years of investing)
- Capital invested: 150.000€
- Final capital: 472.304€
The difference is striking: Paul accumulates 627.539€ more than Peter just by starting ten years earlier. Those extra ten years are literally worth over 600.000€! As for the difference between a 7% and a 2% return, it amounts to nearly 800.000€ over 40 years.
The magic equation: start early = early retirement
This demonstration reveals a fundamental truth: the earlier you start saving, the sooner you can consider early retirement. The time you gain from an early and effective investment strategy offers you financial freedom that few investors achieve. Imagine being able to quit working at age 55 instead of 65. Those extra ten years of freedom represent an invaluable luxury: time to travel, develop your passions, spend more moments with family, or even create a new venture that truly excites you.
The hidden cost of active investing: your precious time
Active investing may seem attractive on paper, but it hides a often underestimated cost: the time investment it requires. Actively managing a portfolio demands:
- Daily market tracking and trend analysis
- In-depth research on companies and sectors
- Regular decision-making on asset allocation
- Executing trades at the right moment
- Frequent portfolio rebalancing
- Constant economic and geopolitical monitoring
On average, an active investor spends between 10 and 20 hours a week managing their investments. Over a year, this represents more than 800 hours – equivalent to 20 weeks of full-time work!
Passive investing: the strategy of reclaimed time
On the other hand, passive investing through diversified ETFs frees you from this time constraint. This approach involves investing in index funds that replicate the performance of benchmark indices like the MSCI World or the S&P 500.
The advantages are numerous:
- Automatic diversification across different sectors and geographies
- Lower management fees compared to active funds
- Long-term performance often superior to active managers
- Simplified management that saves you precious time
How Easyvest further optimizes your time
Even within a passive strategy, some tasks remain time-consuming. That's where Easyvest comes in to save you even more time:
- Asset Allocation: Our experts determine the optimal mix of stocks, bonds, and other asset classes based on your risk profile and objectives.
- Automatic Rebalancing: Your portfolio is automatically rebalanced to maintain the target allocation over time, without any action required from you.
- Personalized Support: Our wealth managers are available to answer any questions about your investment strategy or broader issues (inheritance, donation, usufruct/naked ownership dismemberment).
This approach allows you to benefit from the expertise of a dedicated team while preserving your freedom of time.
Smart investing: a matter of priorities, not skills
A persistent misconception is that investing is reserved for financial experts or market enthusiasts. This view is not only wrong but counterproductive. The best long-term investors aren't necessarily the most technically "savvy." In reality, they share three fundamental traits:
- Understanding the long-term utility of investing
- Discipline to start early and invest regularly
- Wisdom, if not a personal interest, to opt for a passive and guided approach
This last quality allows them to devote their time and energy to activities that truly matter, such as their careers, passions, or family.
Free time = optimized income = reinforced investments
By freeing up time through optimized wealth management, you create a particularly powerful virtuous circle. This newfound time can be reinvested in income-generating activities, which in turn can be reinvested, further accelerating your capital accumulation. This is how some investors achieve financial independence well before the traditional retirement age.
Invest with Easyvest, invest in your freedom
Smart investing is not about spending your days in front of financial screens, but about understanding how to make your money work effectively while preserving your time. With Easyvest, you gain access to a solution that combines the expertise of professional management, the efficiency of passive investing, and the freedom to dedicate your time to what truly matters to you. Remember: every day that passes without investing is a day of compound growth lost forever. Don't wait any longer and try a simulation on our site today.
FAQ: your questions on time-return optimization
How much time should I spend on investments with Easyvest?
With Easyvest, you can limit the time spent on your investments to just a few hours per year. After the initial setup of your strategy, our teams handle the follow-up and necessary adjustments. You receive regular reports and can consult your portfolio whenever you wish, but no daily action is required from you.
At what age is it "too late" to start investing?
It's never too late to start investing, but the effect of time on compound interest makes each year of waiting costly. An investor starting at 45 can still benefit from 20 years of growth before retirement. The key is to start as soon as possible with a strategy adapted to your investment horizon and risk profile.
How does Easyvest ensure I don't miss market opportunities?
Our passive investing approach ensures you capture the overall market performance without trying to predict movements. Historically, this strategy outperforms the majority of active approaches over the long term. Additionally, our regular investments through diversified ETFs allow you to smooth out fluctuations and benefit from all market phases.