I already have a NIHDI contract at another institution, can I transfer it to Easyvest?
Yes, but it is necessary to evaluate whether such a transfer is financially advantageous. Indeed, most insurers charge a transfer fee of up to 5% of the transferred capital. Notwithstanding these fees, the yield increase resulting from the transfer can justify the transaction and quickly offset the transfer costs. It is also always possible not to transfer the accumulated capital, to let it grow until retirement, to no longer contribute in the active NIHDI contract, and to open a new NIHDI contract at Easyvest offering a better return on future premiums.
Last updated on 18/09/2019