At Easyvest, we adopt an index-based approach to optimize your investments. We build a diversified and high-performing portfolio based on ETFs: a global equity ETF and a complementary ETF, allowing for simple, efficient, and tax-optimized management.
A tracker or index fund is an investment fund whose strategy is to replicate or “track” the performance of a stock market index. It differs from traditional investment funds due to its passive approach, which significantly reduces fees and avoids management errors. Most trackers can be bought on the stock exchange without delays, which is why they are called Exchange Traded Funds (ETFs).
Why invest in ETFs? 4 advantages to know
Diversification: A single ETF allows investment in hundreds of companies across multiple sectors and countries.
Lower costs: Management fees are significantly lower than those of traditional funds.
Optimized performance: Over the long term, 90% of active funds fail to outperform indexes.
Accessibility and transparancy: ETFs are easy to buy, and their performance is clearly visible in real-time.
ETFs, or Exchange-Traded Funds, have become a popular investment method due to their simplicity, diversification, and cost-effectiveness. In Belgium, investing in ETFs presents an attractive solution for investors looking to avoid the complexity of traditional funds. ETFs provide a naturally diversified portfolio that requires minimal ongoing management.
Investing in ETFs in Belgium: what taxation and advantages?
Tax Benefits: Accumulating ETFs reinvest earnings, allowing investors to avoid the 30% withholding tax on dividends. Additionally, capital gains on investments are currently not taxed in Belgium. However, the new government is considering a 10% capital gains tax on the sale of financial assets such as stocks and bonds. This proposal includes a €10,000 tax exemption for small investors, but it has not yet been enacted into law.
Global Market Access: Thanks to modern brokerage platforms, Belgian investors can easily access a wide range of ETFs listed on European and U.S. stock exchanges, enabling global diversification.
Regulatory Simplicity: UCITS-compliant ETFs provide transparency, investor protection, and risk management guarantees.
Investing through your company can be effective for optimizing taxation and growing your capital. In "Investing with your company," we explain why many business owners choose to invest their liquid assets in the stock market.
Optimizing taxation with the liquidation reserve
The liquidation reserve allows Belgian SMEs to set aside a portion of their profits at a reduced rate (10%), enabling them to later withdraw these funds as lightly taxed dividends (5% after 5 years). This is a useful tool for optimizing a company's cash management while anticipating future needs.
But should you invest as a company or as an individual?
Download our free template and discover the best solution for your situation.
DTI vs. ETF: Which solution to choose?
Many corporate investors also consider the DTI (Definitively Taxed Income) regime, which allows avoiding double taxation on dividends received under certain conditions. However, this solution imposes strict constraints on eligible securities and the holding period.
Conversely, investing in ETFs through a company offers an often more flexible, diversified, and tax-optimized alternative.
Immediate: Diversification across multiple markets without the constraint of individual stock selection
Reduced Fees: compared to active funds or direct stock investments
Long-term Strategy: suited for passive and efficient management
Easyvest is a brand of Easyvest NV/SA (No. 0631.809.696), authorized and regulated by the Belgian Authority for Financial Services and Markets (FSMA) as a portfolio management company and as a broker in insurances, with registered office at Avenue Louise 475, 1050 Brussels, Belgium. Easyvest Pension Fund (abbreviated to Easyvest OFP) is a professional pension organisation approved by the FSMA (No. 1011.041.490) and domiciled at the same address. Copyright 2025 EASYVEST NV/SA.
Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in loss.
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